I Respectfully Disagree

In this episode of Richer Soul, we welcome Justin Jones-Fosu, an energetic business speaker, social entrepreneur, and workplace researcher. Justin is the founder and CEO of Work. Meaningful., where he helps organizations create a culture of purpose-driven work. He is also a prolific author, with books like Your WHY Matters NOW and The Inclusive Mindset. Through his unique life experiences, including growing up with contrasting financial influences and conquering one of the Seven Summits, Justin brings valuable insights on navigating challenges, finding purpose, and building a meaningful life.

Key Takeaways: 

1. The Power of Purpose in Work and Life. Justin emphasizes the importance of finding purpose in what you do. Whether in the corporate world or as an entrepreneur, aligning your work with your values leads to fulfillment and long-term success.
2. Overcoming Financial Trauma and Mindset Shifts. Growing up in a financially unstable household shaped Justin’s early beliefs about money. Despite his father being a world-renowned economist, he had to unlearn negative financial habits and create a healthier relationship with money.
3. Embracing Diversity in Experiences and Perspectives. Justin’s childhood was enriched by cultural exposure through his mother, a military veteran. From hosting exchange students to attending diverse cultural festivals, he learned the value of seeing the world from different perspectives.
4. Breaking Through Self-Limiting Beliefs. Through his journey of entrepreneurship and personal growth, Justin discovered how internalized beliefs—often inherited from childhood—can hold people back. He encourages listeners to challenge their mental blocks and step into a more empowered mindset.

Money Learning:

Justin’s financial upbringing was a mix of struggle and contrast. His mother worked tirelessly to provide, often avoiding opening bills out of financial stress. Meanwhile, his father and half-brothers lived a different reality, with financial privileges Justin didn’t experience firsthand. This stark contrast shaped his financial mindset, initially leading to avoidance behaviors around money. Over time, he worked to break these patterns and adopt a more conscious, proactive approach to financial well-being.

Guest Bio:

Justin Jones-Fosu is a dynamic speaker, entrepreneur, and author dedicated to helping individuals and organizations create meaningful work cultures. As the CEO of Work. Meaningful., he has delivered over 50 keynote speeches annually on purpose-driven leadership and workplace inclusion. His books, including Your WHY Matters NOW and I Respectfully Disagree, equip readers with tools to build deeper connections in today’s fragmented world. An adventurer at heart, Justin recently conquered one of the Seven Summits, proving his belief in pushing past limits to achieve greatness.

Key Discussion Points:

1. Justin’s Early Life and Financial Lessons: Raised by a single mother who worked tirelessly to provide. Learned financial discipline from observing struggles rather than direct education. Contrasted experiences with his father, a globally recognized economist.
2. The Journey to Finding Purpose: How work became more meaningful when he aligned it with his core values. The importance of defining personal and professional purpose.
3. Cultural Exposure and Personal Growth: Grew up experiencing diverse cultural festivals and international perspectives. The impact of his mother’s military background on his worldview.
4. Mindset Shifts and Breaking Self-Limiting Beliefs: Addressing financial avoidance behaviors inherited from childhood. Learning to create healthy money habits and redefine his financial future.
5. Challenges and Triumphs in Entrepreneurship: Transitioning from corporate work to building a business around purpose. Overcoming obstacles and embracing the discomfort of growth.

Conclusion:

Justin Jones-Fosu’s story is a testament to resilience, purpose, and self-discovery. His journey from financial struggles to becoming a sought-after speaker and entrepreneur underscores the power of mindset shifts and intentional growth. Whether you are looking to redefine your relationship with money, find deeper meaning in your work, or break through limiting beliefs, Justin’s insights provide valuable guidance.

Links:

LinkedIn: https://www.linkedin.com/in/iworkmeaningful/

FB: https://www.facebook.com/iworkmeaningful

IG: https://www.instagram.com/iworkmeaningful/

Website: https://workmeaningful.com/

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

The Power of the Family Office

In this transformative episode of The Richer Soul, we are joined by Dane Czaplicki, co-founder of Members' Wealth, as he reveals the blueprint for achieving financial peace and purpose. With over 20 years of experience in financial services, Dane's path to success wasn’t a straight line—he self-educated, made early mistakes, and ultimately built a thriving business that helps others preserve their wealth. If you’ve ever wondered how to turn your financial struggles into triumphs, this episode is packed with powerful insights.

Discover how Dane took lessons from “Rich Dad Poor Dad” and transformed his life, using real estate and investments to build a solid foundation. Plus, learn how you can implement these strategies in your own life today. Let’s dive in!

Key Takeaways:

1. Self-education is the Key to Financial Success. Dane credits much of his financial knowledge to his self-driven education. He emphasizes the power of reading, learning from books, and, most importantly, learning through trial and error. It’s not always about what you’re taught but what you’re willing to teach yourself that makes all the difference.
2. Real Estate is the Ultimate Wealth Builder. Real estate is a core pillar of Dane’s wealth-building strategy. From house hacking to managing rental properties, Dane explains how real estate has allowed him to build consistent passive income that secures his future. It’s not just about buying property—it’s about learning how to make real estate work for you.
3. Work-Life Balance is Essential for Long-Term Success. Achieving financial freedom is only part of the equation. Dane shares how he learned the hard way that balancing work with family, health, and personal passions is the real key to happiness. He talks about how focusing on your core values and living with intention can create an abundant life in all areas.
4. The Power of Legacy Planning. The conversation delves deep into the importance of preparing the next generation for wealth. Dane discusses his approach to legacy education, where families can pass down not just assets, but wisdom, values, and the tools to manage that wealth for years to come.

Money Learning:
Dane’s financial philosophy is all about preserving, growing, and enduring. While many people focus on getting rich quickly, Dane takes a long-term approach that prioritizes stability and consistency. His multifamily office, Members' Wealth, helps clients with everything from risk management to tax strategies, ensuring that their wealth can endure and thrive for generations. In today’s volatile world, understanding how to protect your wealth—while continuing to grow it—is crucial. This episode is an essential listen for anyone who wants to build sustainable wealth, not just short-term success.

Bio:
Dane Czaplicki is the co-founder of Members’ Wealth, a multifamily office with over 20 years of experience in financial services. His career spans portfolio management, investment analysis, and leadership roles at West Capital Management and The Vanguard Group. With an MBA from Wharton and a CFA charter, Dane is committed to helping families preserve wealth and achieve financial peace. Known for his authenticity and commitment to continuous learning, he empowers both his team and clients to make decisions that align with their life’s purpose​​.

Key Discussion Points: 

1. How Financial Education Can Be Self-Taught. While Dane didn't receive much formal financial education growing up, he made it his mission to learn everything he could about investing. From watching TV shows in his youth to reading books like Rich Dad Poor Dad, Dane explains how anyone can become financially educated by taking initiative.
2. The Power of Real Estate for Financial Freedom. Real estate has been a cornerstone of Dane’s investment strategy. He discusses how buying properties and turning them into income-generating assets allowed him to build a solid financial foundation. Whether it’s house hacking or commercial real estate, Dane breaks down how real estate can provide the cash flow needed to achieve financial freedom.
3. Creating a Life of Intention and Purpose. For Dane, achieving wealth was just the beginning. He shares how he learned to balance his work with health, family, and personal passions. He explains how living with intention, focusing on his core values, and prioritizing the things that matter most has led to a richer, more fulfilling life.
4. Passing on Wealth and Knowledge to the Next Generation. Beyond just financial management, Dane is passionate about teaching his clients how to pass down wealth—and wisdom—to future generations. He talks about the importance of legacy planning, ensuring that children and grandchildren are equipped to manage the wealth they inherit.

Conclusion:
Dane Czaplicki’s story is proof that wealth isn’t just about money—it’s about living intentionally, making informed choices, and sharing knowledge. Through his work at Members' Wealth, Dane is helping families achieve financial peace, create lasting legacies, and live lives of purpose. If you’re ready to build wealth that doesn’t just accumulate but endures, this episode is a must-listen.

If you’ve ever struggled to find balance in your financial journey, or wondered how to make your money work for you, Dane’s wisdom can light the way. Don't just chase money—chase a life of intention, purpose, and financial freedom.

Links:

Website: https://www.memberswealthllc.com/

Facebook: facebook.com/daneczaplicki 

LinkedIn: linkedin.com/in/danecfa

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

The Power Of Culture

Culture is at the core of everything we do—both personally and professionally. In this episode of Richer Soul, we had the pleasure of speaking with Laura Hamill, an organizational psychologist, ex-Microsoft director, and co-founder of Limeade, an employee experience software company. Laura now leads the Paris Phoenix Group, helping organizations transform their workplace culture. She is also the host of the Happy at Work podcast and the author of The Power of Culture (coming November 12, 2024).

In our conversation, we dive deep into the role of workplace culture, how personal experiences shape our professional ambitions, and what it takes to build environments that empower people to thrive.

Key Takeaways: 

1. Your Upbringing Shapes Your Drive. Laura grew up in a unique environment—her parents were true hippies, living off the grid without electricity. This unconventional upbringing gave her a strong desire to change her circumstances. Her ambition, discipline, and hard work became the tools she used to create a different life for herself.
2. Culture Drives Performance and Well-being. The workplace isn’t just about productivity—it’s about fostering a culture that helps people feel valued and engaged. When organizations invest in their employees' well-being, it leads to greater performance, retention, and innovation. Laura emphasizes that leaders must be intentional in creating a positive culture, not leaving it to chance.
3. Authenticity Matters in Leadership. Leadership isn’t about imposing rules and systems; it’s about authenticity. When leaders create a space where employees feel safe to bring their full selves to work, the entire organization thrives. This means prioritizing well-being, fostering inclusion, and building trust from the top down.
4. You Can Change Your Circumstances. Laura’s journey—from a childhood without electricity to working at Microsoft and starting her own company—demonstrates that our circumstances don’t define us. With the right mindset, learning, and action, we can shift our trajectory and create the life we envision.

Money Learnings:

Growing up with limited resources, Laura learned at an early age the challenges that come with financial struggles. However, rather than seeing it as a limitation, she viewed it as motivation to build a different life. Her experience highlights an important lesson: financial literacy isn’t just about knowledge—it’s about belief. The belief that you can change your financial reality through effort and smart decision-making.

She became highly focused on excelling in school, pushing herself in every way possible, because she believed that education and hard work would be her way out of scarcity. Her story is a testament to resilience and determination.

Laura Hamill’s Bio:

Laura Hamill is an organizational psychologist and the co-founder of Limeade, an employee experience software company. She now runs Paris Phoenix Group, advising companies on transforming their workplace cultures. She is also the host of the Happy at Work podcast and author of The Power of Culture: An Economist Edge Book (releasing November 12, 2024).

Key Discussion Points: 

1. Laura’s unique upbringing and how it shaped her drive for success.
2. The role of culture in employee engagement and business success.
3. Why companies need to prioritize well-being and authenticity in leadership.
4. How leaders can intentionally shape culture rather than leaving it to chance.
5. Lessons from Laura’s personal journey in overcoming financial scarcity.
6. Her work with organizations to help them create better work environments.
7. Insights from her upcoming book, The Power of Culture.

Conclusion

Laura’s story is a powerful reminder that culture—both in our personal and professional lives—has a profound impact on our success and well-being. Whether it’s the culture we create at home, the workplace environment we build, or the mindset we adopt towards money and opportunity, intentionality is key.

By actively shaping culture, we create spaces where people thrive, businesses flourish, and individuals unlock their full potential.

Links:

Email: laura.hamill@parisphoenixgroup.com 

Website: www.parisphoenixgroup.com 

LinkedIn: www.linkedin.com/in/laurahamill

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!

The Inner Journey

In this episode of Richer Soul, we welcome Seth Spears, a business strategist and entrepreneur with a passion for purpose-driven ventures. Seth shares his journey growing up in a large, homeschooled family, the early money lessons that shaped his mindset, and his evolution from hard work to smart wealth creation. He delves into entrepreneurship, personal development, and the intersection of mission and business.

Key Takeaways: 

1. Shifting from Hard Work to Smart Work. Seth grew up with a strong work ethic, believing money had to be earned through hard labor. Over the years, he has had to unlearn this mindset and embrace the idea that money can flow easily when one works in alignment with their skills and passions.
2. The Power of Mission-Driven Entrepreneurship. Seth emphasizes that success isn’t just about profit but about purpose. His companies, Wellnesse and Rewild Gear, are built on sustainability, conservation, and ethical business practices.
3. Overcoming Scarcity Mindset. Coming from a large family where money was always a concern, Seth had to reframe his beliefs around abundance. He discusses the importance of recognizing and overcoming financial scarcity patterns inherited from childhood.
4. Leveraging Your Strengths in Business. As an entrepreneur, Seth has learned that focusing on his natural abilities—rather than forcing himself into roles that don’t suit him—leads to greater success. He highlights the value of delegation and surrounding yourself with the right team.

Money Learning:

Seth’s early exposure to money was rooted in working for every dollar, which instilled discipline but also ingrained a belief that making money had to be difficult. Through his entrepreneurial journey, he learned that financial success is about leverage, investing wisely, and aligning work with personal strengths. His evolution reflects a shift from trading time for money to building businesses that generate wealth through value creation.

Seth Spears’ Bio:

Seth Spears is a business strategist for conscious entrepreneurs who prioritize mission over margin. He is the founder of Wellnesse and Rewild Gear, businesses committed to sustainability and ethical practices. A former co-founder of Wellness Mama, Seth played a key role in growing it into one of the largest health and wellness platforms. Beyond business, he is an adventurer, podcaster, and angel investor passionate about self-improvement.

Key Discussion Points: 

1. Seth’s experience growing up as the oldest of six kids in a homeschooling family.
2. Early exposure to money and the lessons of hard work vs. financial leverage.
3. His journey as an entrepreneur and the challenges of building mission-driven businesses.
4. The mindset shift required to move from scarcity to abundance.
5. How he integrates sustainability and ethical business practices into his ventures.
6. The importance of aligning business with personal strengths and passions.
7. Overcoming the mental blocks around making money without struggle.

Conclusion:

Seth Spears’ story is a testament to the power of shifting mindsets, embracing purpose-driven business, and learning to let money work for you rather than against you. His entrepreneurial journey highlights the importance of aligning passion with purpose to create long-term success. Whether you’re an aspiring entrepreneur or someone looking to reframe your relationship with money, Seth’s insights offer valuable takeaways on the path to financial and personal freedom.

Links:

Website: https://sethspears.com , https://wellnesse.com

Facebook: https://www.facebook.com/sethspears

X: https://x.com/spearsmarketing

Instagram: https://www.instagram.com/spearsmarketing

LinkedIn: https://www.linkedin.com/in/sethspears/

YouTube: https://www.youtube.com/@SethSpears

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!