Creating Intentional Life Focus

In this episode of Richer Soul, Dave Lubelczyk, also known for the "The Focus Turbine," joined us to discuss how to align your actions with your deeper motivations to create a life of fulfillment and success. Drawing from his expertise in leveraging the brain’s focus systems, Dave shared invaluable insights on living authentically and intentionally while balancing achievement with personal happiness.

Key Takeaways: 

1. The Power of Focus: Dave emphasizes that what you focus on becomes your reality. He encourages listeners to concentrate on what matters most to craft a life that aligns with their true desires​.
2. Fulfillment vs. Achievement: He highlights the importance of balancing fulfillment with achievement, likening it to a scale that requires constant counterbalancing rather than perfect harmony.
3. The Blend, Not Balance: Dave prefers the term "blend" over "balance," suggesting that fulfillment and achievement coexist dynamically rather than existing as perfectly balanced entities​.
4. Redefining Success: Success, according to Dave, is not just about financial growth but also involves designing a life that aligns with one’s personal values and sense of purpose​​.
5. Money Learning: Dave’s relationship with money was influenced by his father, who prioritized fulfillment over financial gain. This upbringing shaped his understanding of the importance of aligning financial decisions with personal values rather than pursuing wealth for its own sake​.

About Dave Lubelczyk:

Dave Lubelczyk, "The Focus Turbine," is a coach dedicated to helping individuals live with intention and authenticity. By leveraging the natural systems of the brain, he assists clients in achieving clarity and designing their lives around their deepest motivations. Learn more about Dave at TheFocusTurbine.com​.

Key Discussion Points: 

1. Growing Up and Money: Dave shared how his upbringing shaped his financial psychology. His father’s decision to leave a corporate job for a fulfilling career as a craftsman demonstrated that happiness often outweighs financial rewards​.
2. Fulfillment First: Dave admits that placing fulfillment above financial stability in his early years was a challenge. It wasn’t until he worked on counterbalancing the two that he found personal and professional success​.
3. Work-Life Blend: Instead of striving for balance, Dave promotes a blend where different priorities come to the forefront at different times. He believes that true success lies in understanding when to emphasize fulfillment and when to focus on achievement.

Conclusion:

Dave Lubelczyk’s message is a reminder to focus intentionally on what truly matters in life. By aligning actions with core values and maintaining a dynamic blend between fulfillment and achievement, we can design a life that not only meets our needs but also inspires joy and purpose. His insights serve as a guide for anyone looking to harmonize success with personal happiness.

Links:

www.TheFocusTurbine.com

Watch the full episode on youtube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It’s about personal freedom!

The Purpose Code How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy

In this thought-provoking episode of Richer Soul, we reconnect with Jordan Grumet, a hospice doctor, financial expert, and acclaimed author of Taking Stock. Jordan shares his reflections after the release of his book and addresses a common paradox about purpose: its undeniable importance and the anxiety it can cause. This conversation dives deep into how purpose intertwines with health, longevity, and financial well-being.

Key Takeaways: 

1. Purpose Is Multifaceted: Jordan discovered that purpose is not a singular entity but comprises at least two distinct forms. One form leads to happiness and health, while another can trigger anxiety and dissatisfaction​.
2. Purpose Anxiety Is Widespread: Research indicates that 91% of people experience purpose anxiety at some point in life, signifying how common and stressful this quest can be​.
3. Finding Purpose Through Action: Jordan emphasizes that purpose does not necessarily precede actions or achievements. Instead, it often emerges through life’s trials and experiences, dispelling the myth that one must "find" it first​.
4. The Role of Reflection: Conversations, life changes, and challenges can ignite a re-evaluation of one’s priorities, paving the way to understand and refine purpose​.

Money Learning:

Jordan's journey reiterates that financial planning is not just about amassing wealth but ensuring it aligns with a meaningful life. Purpose, as he asserts, must be a precursor to financial strategies, enabling money to serve a life well-lived rather than becoming its sole pursuit​.

Guest Bio:

Jordan Grumet is a doctor and financial independence expert whose unique career bridges the worlds of hospice care and financial education. He is the host of the award-winning Earn & Invest podcast and author of Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. His forthcoming book, The Purpose Code, further explores the intersection of life’s meaning and financial wellness​.

Key Discussion Points: 

1. Impact of Hospice Care: Jordan shares how working closely with terminally ill patients revealed deep insights into life priorities and regrets.
2. Purpose and Financial Independence: Aligning your money decisions with life’s purpose leads to a richer, more fulfilling life.
3. Purpose vs. Anxiety: How to navigate the stress of seeking purpose while understanding its profound benefits.
4. Lessons from the Book’s Reception: Insights from readers and audiences have expanded Jordan's understanding of purpose and its challenges​.

Conclusion

Purpose is not a destination but an evolving journey shaped by our actions, reflections, and decisions. Jordan Grumet reminds us to start with what matters—our relationships, values, and experiences—and let finances serve as a supportive framework rather than the focal point. Whether you are redefining your path or exploring new directions, this episode will inspire you to find clarity and peace in the journey of purpose.

Links:

Website: jordangrumet.com, earnandinvest.com

Twitter/Instagram: @earnaninvest

Facebook: earnandinvest.com/facebook

Watch the full episode on YouTube: https://www.youtube.com/@richersoul

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Turning the Microphone Around: A Deep Dive into Rocky Lalvani's Life Principles with Tyler Jefcoat

This special episode of Richer Soul flips the script as Tyler Jeffcoat, a close friend of Rocky’s, takes the hosting reins to interview him. Tyler delves into Rocky's eight core guiding principles and how his perspectives have evolved over 400 episodes of sharing personal growth and financial wisdom. This intimate conversation provides a deeper understanding of the host and the principles that guide his life.

Key Takeaways: 

1. Evolving Life Purpose: Rocky emphasizes the importance of revisiting and updating his life plan regularly, noting how it has evolved as he transitioned from corporate work to entrepreneurship. This shift has brought growth and freedom, aligning with his overarching life goals​.
2. The Role of Childhood Lessons in Money Mastery: Instilling financial discipline early, Rocky shared how his upbringing shaped his relationship with money. His children, exposed to these teachings from a young age, now thrive financially by applying the principles he imparted​.
3. The Power of Adaptation: Tyler and Rocky discuss adapting to life's phases, referring to studies like the Harvard Grant Study, which highlights how individuals change every decade. Rocky’s reflections reveal how adaptability fosters long-term fulfillment and alignment with one’s evolving goals​.
4. Practical Application of Principles: As a practitioner of what he preaches, Rocky applies the concepts shared in the podcast to his own life, demonstrating authenticity and commitment. This consistency builds trust and inspires listeners to implement these principles themselves.

Money Learning:

Rocky shares insights into fostering financial independence among younger generations. His kids learned the value of money from an early age, practicing saving, budgeting, and investing. By observing how others handle money, they recognized the benefits of disciplined financial behavior and now enjoy financial success themselves​.

Bio:

Tyler Jeffcoat: Entrepreneur, mentor, and close friend of Rocky Lalvani, Tyler has built and sold businesses, gaining valuable insights into leadership and life. In this episode, he steps in as a guest host to shed light on Rocky’s journey, celebrating over 400 episodes of Richer Soul.

Key Discussion Points: 

1. The Transition to Entrepreneurship: Rocky reflects on the growth and freedom that come with owning a business, contrasting it with the constraints of corporate life​.
2. The Evolution of Financial Wisdom: Through life experiences and teaching his kids, Rocky showcases how financial literacy can transform lives​.
3. Consistency in Life Goals: Revisiting life plans ensures alignment with current priorities and fosters personal and professional growth​.
4. Authenticity in Practice: By embodying the principles shared on the podcast, Rocky builds credibility and sets a powerful example for his audience.

Conclusion:

This episode highlights the authentic and intentional approach Rocky Lalvani brings to Richer Soul. By turning the lens inward, Tyler Jeffcoat helps us explore how Rocky applies his teachings in real life, inspiring listeners to take proactive steps toward aligning their life goals, financial strategies, and personal growth.

Links:

Watch the full episode on youtube: https://www.youtube.com/@richersoul

Optimizing Time and Money

In this episode of Richer Soul, we sit down with Jen Goldman, a seasoned business transformist with 30 years of experience in revolutionizing small to mid-size businesses. Jen shares her journey, insights on scaling businesses, and her unique frameworks that drive sustainable success. From mindset shifts to operational efficiency, Jen brings transformative wisdom to the table.

Key Takeaways:

1. The Power of Visualization and Collaboration: Jen emphasizes visualization as a cornerstone for success. Pairing this with productive collaboration allows businesses to harness collective strengths and achieve their goals effectively.
2. Strategic Business Recalibration: For sustained growth, recalibrating operations, skills, and mindset is crucial. Jen highlights how Lean processes and optimized tech integration can propel businesses forward.
3. Learning From Life’s Financial Lessons: Early exposure to financial discipline shaped Jen’s approach to money and business. Her experiences as a child taught her the value of budgeting and long-term planning.
4. Work-Life Integration: Jen shares her perspective on maintaining balance through intentional planning and prioritization, emphasizing the significance of creating an environment conducive to personal and professional growth.

Money Learning:

Jen’s early exposure to financial management was shaped by her parents’ deliberate actions to teach her the value of money. From tracking assets and liabilities on a DOS computer to paying rent after college, these lessons instilled a foundation of financial discipline. Today, Jen integrates these principles into her work with businesses, advocating for financial transparency and strategic money management.

Bio:

Jen Goldman is a business transformist with decades of expertise in guiding service-oriented businesses. She specializes in operational efficiency, team scalability, and mindset alignment. Her frameworks, such as the 3Ps and a G Benefit Documentation and IDEOS®, have reshaped countless businesses. Jen is also a prolific contributor to publications like Inc., NAPFA, and Trust Advisor.

Key Discussion Points:

1. Early Financial Lessons: Jen’s childhood experience of learning financial management from her parents laid the groundwork for her career in business transformation.
2. Scaling Businesses: The importance of recalibrating teams, integrating tech, and creating Lean processes.
3. Visualizing Success: Jen shares how visualization tools and collaborative efforts bring clarity and drive growth.
4. Adapting to Change: Her strategies for accelerating organizational change and fostering high adoption rates for new initiatives.
5. Empowering Clients: Jen’s approach to empowering business owners to reclaim time and boost profits.

Conclusion:

Jen Goldman’s journey underscores the power of aligning operational strategies with personal growth. Her transformative insights remind us that the path to success is often paved with intention, discipline, and a willingness to adapt. Whether you’re an entrepreneur or a business leader, her strategies can help create a thriving, sustainable enterprise.

Links:

Website: www.myvirtualcoo.com

Monthly Problem Solution Tip: https://myvirtualcoo.us5.list-manage.com/subscribe?u=0d8879e9e581ebdfa76a788e0&id=26c05735bc

LinkedIn: https://www.linkedin.com/in/jenniferagoldman/

LinkedIn Newsletter: https://www.linkedin.com/newsletters/business-transformations-6988142358995345409/

Facebook business page: https://www.facebook.com/MyVirtualCOO

Watch the full episode on youtube: https://www.youtube.com/@richersoul

Living Longer and Healthier

On this episode of Richer Soul, we are joined by Dr. Erik Simms, a chiropractor with a passion for soft tissue and biomechanical movement restoration. Erik’s journey from a disciplined upbringing to becoming a sought-after practitioner showcases resilience, innovation, and dedication to helping others achieve physical and mental balance. Dive into his story to uncover valuable insights into personal and professional growth.

Key Takeaways: 

1. The Role of Early Discipline: Erik’s upbringing, marked by financial challenges, taught him the value of discipline and resourcefulness. His parents’ journey from bankruptcy to stability instilled in him a mindset of perseverance, which he applies both in life and practice.
2. Scarcity and Abundance Mindsets: Exposure to a scarcity mindset in childhood highlighted the importance of shifting to an abundance perspective. Erik emphasizes unlearning negative money beliefs to embrace growth and opportunities.
3. Integrative Approach to Wellness: By combining various techniques in chiropractic care, Erik focuses on a holistic, global approach to treat not just the symptoms but the root causes of discomfort and immobility.
4. Lifelong Learning and Passion: Erik’s drive to continually learn, whether through his sommelier certification or professional practice, illustrates the power of curiosity and passion in building a fulfilling life.

Money Learning:

Erik’s family experience with financial ups and downs, including facing bankruptcy due to unforeseen circumstances, laid a foundation of caution and adaptability. These lessons taught him the importance of financial planning, saving, and viewing money as a tool rather than a source of stress or contention.

Bio:

Dr. Erik Simms is a chiropractor based in Walton, Kentucky, with nearly two decades of experience. Specializing in soft tissue and biomechanical movement restoration, Erik brings a multifaceted approach to patient care. A graduate of Logan University, Erik is also pursuing certification as a sommelier and enjoys baking, music, and long walks on the beach. His unique journey from being a state wrestling champion to a sought-after chiropractor is a testament to his versatility and commitment.

Key Discussion Points:

1. Erik’s Childhood and Money Lessons: Growing up in a family that faced financial uncertainty taught Erik about both the pitfalls of a scarcity mindset and the value of resilience in overcoming hardships.
2. Transition to Chiropractic Care: Inspired by his interest in understanding and helping the human body, Erik shared how his professional journey has been deeply rewarding.
3. Holistic Healing Techniques: Erik elaborates on his use of integrative methods, emphasizing the importance of addressing patients' broader movement patterns and lifestyle habits.
4. Personal Growth and Challenges: Erik discusses how personal setbacks, including managing his own health, have enriched his empathy and approach toward patient care.
5. Work-Life Balance and Passion Projects: Whether through refining his skills as a sommelier or enjoying a good bourbon, Erik emphasizes the need for balance and pursuing personal interests outside of work.

Conclusion:

Dr. Erik Simms’ story is one of perseverance, adaptability, and dedication to growth. His insights into navigating financial and professional challenges, coupled with a holistic approach to healing, offer invaluable lessons. Erik’s journey reminds us of the importance of discipline, lifelong learning, and staying true to our passions in creating a fulfilling life.

Links:

Facebook, Instagram, and LinkedIn: Erikmsimms and triplecrownchiropractic

Build A Life You Don’t Need a Vacation From!

In this episode of Richer Soul, we welcome Erin Bradley, a speaker, trainer, bestselling author, and the host of Pursuing Freedom. Erin takes us on a journey through her evolving relationship with money, shaped by early family experiences, career challenges, and the pursuit of a life aligned with her values. Her inspiring story is a testament to the idea that financial success isn’t just about numbers—it’s about mindset and intention.

Key Takeaways:

1. The Role of Family and Early Experiences: Growing up as the youngest of five in a family that faced the volatile ups and downs of stock market investments, Erin learned firsthand the emotional impact of financial stress. This instilled both limiting beliefs and invaluable lessons about resilience and resourcefulness.
2. Breaking Through Money Blocks: Erin candidly discusses her internal struggle with money during her early career, rooted in her belief that wealth and happiness were at odds. Her journey emphasizes the importance of addressing these mental blocks to achieve true financial freedom.
3. Designing a Business Around Fulfillment: After facing burnout and the emotional toll of an unbalanced work life, Erin redefined her approach to entrepreneurship. She emphasizes creating a business model that aligns with personal values, prioritizing joy and freedom over conventional measures of success.
4. The Power of Mindset and Vision: Erin’s mantra, “The goal is to build a life you don’t need a vacation from,” reflects her belief that intentional design, systems, and support are key to living a fulfilling and financially stable life.

Money Learning:

Erin’s financial journey showcases the power of redefining one’s money narrative. She highlights the importance of addressing limiting beliefs, designing systems for success, and staying open to new ways of thinking about wealth. Her transformation from a scarcity mindset to one of abundance is a valuable lesson for anyone seeking financial growth.

Bio:

Erin Bradley is a seasoned real estate professional, dynamic speaker, and the host of the acclaimed Pursuing Freedom podcast. With years of entrepreneurial experience, she’s navigated the highs and lows of business ownership, learning to align her work with her vision of a joyful and fulfilling life. Through her books and training, Erin empowers others to prioritize freedom and create systems that support their dreams.

Key Discussion Points:

1. Early Lessons in Financial Stress: Erin shares vivid memories of growing up in a household deeply tied to the stock market, including the emotional and financial strains during market downturns. She describes the pressure of living in a “dream home” that symbolized wealth to outsiders but represented stress internally.
2. Overcoming Burnout: Erin opens up about her early struggles with financial management and the eventual realization that traditional paths to success weren’t aligned with her values. She describes the turning point when she restructured her business to reflect her personal goals and priorities.
3. Shifting Money Mindsets: A significant part of Erin’s journey involved challenging her belief that money and happiness were mutually exclusive. By addressing these limiting beliefs, she opened the door to new possibilities for financial and personal growth.
4. Empowering Others to Seek Freedom: Through her coaching and speaking engagements, Erin inspires audiences to embrace their potential, teaching that success doesn’t have to come at the expense of fulfillment.

Conclusion

Erin Bradley’s story is a powerful reminder that financial freedom starts with redefining our beliefs about money and aligning our choices with our values. Her journey from financial stress to fulfillment is an inspiring roadmap for anyone looking to build a life of abundance and joy. Erin leaves us with the hope that, with the right mindset and intentional planning, we can all design a life we don’t need to escape from.

Links:

https://www.pursuingfreedom.com/

Email: erin@pursuingfreedom.com

Instagram: pursuingfreedomofficial

LinkedIn: erin-bradley

Embrace Your Imperfections to Become Your Authentic Self

In this enriching episode of Richer Soul, we welcome Michael Thompson, a career coach, lecturer, and author of the forthcoming book Shy by Design: 12 Timeless Principles to Quietly Stand Out. Michael’s journey from overcoming social anxiety to becoming a sought-after speaker is inspiring. He shares transformative insights on confidence, self-expression, and the principles for success in both personal and professional arenas.

Key Takeaways:

1. Turn Weakness into Strength: Michael transformed his struggles with stuttering and anxiety into a system that empowers others to express themselves confidently. He emphasizes the importance of leveraging challenges as growth opportunities.
2. The Power of Relationships: Building meaningful connections without compromising authenticity is a cornerstone of Michael's philosophy. He highlights strategies for introverts to create impactful relationships.
3. Confidence Through Consistency: Success isn't about radical transformations overnight but rather consistent small actions. Michael outlines how incremental progress leads to long-lasting change.
4. Redefining Communication: Effective communication is less about perfect delivery and more about meaningful connections. Michael shares actionable advice to improve communication skills in high-pressure environments.

Money Learning:

Growing up in a military household, Michael's family lived modestly, with a "save for a rainy day" mindset. These formative experiences taught him the value of intentional spending and the importance of questioning every purchase. Today, he emphasizes aligning financial choices with core values and long-term goals.

Bio:

Michael Thompson is a career coach, lecturer at EAE Business School in Barcelona, and a strategic communication advisor for global leaders. His personal transformation inspired him to create a system that helps individuals confidently stand out while staying true to their nature. His book, Shy by Design: 12 Timeless Principles to Quietly Stand Out, offers practical wisdom for introverts looking to thrive in an extroverted world. Learn more about Michael and his work at michaelthompson.art/book.

Key Discussion Points:

1. Early Challenges: Michael recounts his childhood experiences, moving frequently due to his father’s military service. He shares how those years shaped his resilience and adaptability.
2. Breaking Barriers: As someone who struggled with a stutter and social anxiety, Michael reveals how he turned his vulnerabilities into his greatest strengths.
3. Principles of Quiet Success: Drawing from his book, Michael outlines the 12 principles designed for those who feel overlooked in a noisy world.
4. Communication Strategies for Leaders: Michael discusses practical tools for improving communication in leadership roles, especially for introverted personalities.
5. The Psychology of Achievement: His unique insights into mindset and confidence help listeners align their actions with their vision of success.

Conclusion:

Michael Thompson's journey is a testament to the power of persistence and self-awareness. His story resonates with anyone seeking to overcome their challenges and build a meaningful, impactful life. By following Michael's principles, you can redefine how you communicate, build relationships, and quietly but confidently stand out in any arena.

Links:

https://michaelthompson.art/

https://michael-thompson.medium.com/

https://www.linkedin.com/in/mikethompsonblog/

https://www.instagram.com/mikethompsonblog/

https://x.com/leadwithstories

Cultivating Resilience

In this episode of Richer Soul, Rocky Lalvani speaks with Christa Camarillo, who brings unique insights into financial responsibility and the shifting perceptions around spending. Growing up in a military family, Christa shares how her early lessons on budgeting and spending shaped her values. Her experiences reflect on the traditional values of living within one's means, a concept that feels ever more challenging in today’s fast-paced, consumer-driven society. This discussion sheds light on mindful financial management, technology’s role in spending habits, and the importance of instilling money values early on.

Key Takeaways

1. Frugality as a Financial Foundation
   Christa’s family practiced frugality, adhering to an envelope system and prioritizing needs over wants. These habits grounded her in the belief that financial stability comes from disciplined spending.

2. Cash versus Swipe Culture
   Christa reflects on the cultural shift from cash-based transactions to the ease of digital spending. This shift, she notes, impacts self-control, as the tangibility of cash provides a greater sense of spending accountability than swiping or tapping a card.

3. Parental Influence on Money Values
   Growing up, Christa’s parents instilled conservative spending habits. They taught her to avoid unnecessary purchases unless they could be paid for in cash. This lesson stayed with her, influencing her approach to money and her commitment to passing these values to future generations.

4. The Role of Modern Convenience in Spending
   With today’s technology offering immediate purchasing options, financial discipline is harder to maintain. Christa points out that for younger generations, this convenience can mask the reality of overspending.

Money Learning

One of Christa’s core financial lessons was rooted in the concept of delayed gratification and mindful spending. Her family’s cash-based approach limited impulsive buys, making her consider every purchase's necessity. Today, she observes how the ease of digital payments challenges this discipline, impacting how younger generations relate to money. This shift highlights the need for financial literacy, particularly around budgeting and spending control.

Bio

Christa Camarillo grew up in a military family with a strong foundation in financial responsibility. Her parents taught her the value of budgeting, which has shaped her approach to money management. Now, she speaks on the importance of financial education and how traditional values can help in achieving stability in a high-tech, consumerist world.

Key Discussion Points

1. Living Within Means: Christa discusses how her parents' budgeting methods kept their family financially stable, a principle she emphasizes as increasingly rare.
2. Impact of Digital Payments: The conversation turns to how digital payment methods, like credit cards and mobile apps, lead to “swipe culture,” detaching people from the physical aspect of spending and resulting in less financial awareness.
3. Cash-Based Budgeting: Rocky and Christa agree that handling physical money makes budgeting more intentional, noting that cash provides a tangible connection to spending limits.
4. Modern Financial Challenges: They discuss the challenges modern conveniences present, including how easy access to purchases may disrupt traditional money values.
5. Intergenerational Money Lessons: Christa reflects on her parents’ teachings and shares her goal of instilling the same values of budgeting and spending control in younger generations.

Conclusion

Christa Camarillo’s conversation with Rocky sheds light on the timeless principle of budgeting within one’s means and the evolving dynamics of financial management in a digital age. Her insights emphasize the need for financial education and the importance of instilling discipline in spending, especially as digital transactions increasingly replace physical cash. Through her family’s example, Christa provides a reminder that financial security is not only about income but also about making mindful choices. This episode is a valuable listen for those interested in blending traditional financial wisdom with modern challenges.

Unlocking Your Mind's Wealth Code

In this episode of Richer Soul, Rocky Lalvani sits down with Dave Conway, a leading mindset mentor and the founder of Conway Consulting. Dave shares his remarkable journey from being a carpenter to a successful entrepreneur, making $5,000 a month to over $550,000 a month. His transformation was guided by the power of mindset, manifestation, and an unwavering commitment to personal growth. This episode dives deep into the importance of mindset in achieving financial success, the ways we can reframe our relationships with money, and how manifestation can change the trajectory of our lives.

Key Takeaways

1. Mindset is everything: Your thoughts determine your reality, and changing your internal narrative can unlock tremendous growth.
2. Three types of income: Dave emphasizes the three ways to earn money—trading time for money, money making money, and multiple sources of income.
3. The role of fear in finances: Many people struggle with leveraging money due to fear of losing it after sacrificing time and effort.
4. Opportunity cost and inaction: One of the most significant costs we face is not taking action when opportunities arise, often leading to missed growth potential.

Money Learning
Dave shares a common struggle that many face—growing up in a world where time is traded for money. He talks about how most people never learn to leverage money to create more wealth. Instead, they hold onto money out of fear, especially if they have spent years trading their time for it. He also highlights the importance of recognizing opportunity costs and taking decisive action when necessary, as inaction can be incredibly costly.

Bio
Dave Conway is a highly regarded mindset mentor, known as one of the best-kept secrets in the personal development world. He has coached over 25,000 entrepreneurs and is a protégé of Bob Proctor, with whom he worked at the Proctor Gallagher Institute. Dave founded Conway Consulting, where he teaches people how to manifest their desired outcomes through mindset coaching and a deep understanding of the power within. Starting from a modest income as a carpenter, Dave now helps others achieve extraordinary results by transforming their mental approach to success.

Key Discussion Points

1. Early life lessons about money: Dave talks about his upbringing and the financial lessons he absorbed from his parents, including the stark contrasts in how they approached earning and managing money​​. This shaped his initial belief system, which he later had to dismantle in order to achieve success.
2. The three ways to earn money: Dave breaks down the three methods of earning money—trading time for money (the path most people take), investing money to make more money, and creating multiple income streams​.
3. Fear and the scarcity mindset: People often fear losing money because they have sacrificed so much time to earn it, leading to a scarcity mindset that prevents them from taking risks and investing​.
4. Manifestation and mindset shift: A key moment in Dave's life occurred when he discovered the concept of manifestation. By shifting his mindset and using manifestation techniques, Dave was able to create a new financial reality for himself​​.
5. Overcoming fear of investment: Dave talks about how people need to overcome their fear of leveraging money in order to invest wisely and grow financially​.

Conclusion
This conversation with Dave Conway is packed with insights on how mindset and manifestation can radically transform one's financial situation. His journey from a carpenter making $5,000 a month to a multi-million-dollar entrepreneur is a testament to the power of belief, persistence, and action. Dave’s story encourages listeners to rethink their relationship with money and start leveraging their inner power to create wealth and abundance. If you are looking to break free from the cycle of trading time for money and unlock new financial possibilities, this episode is a must-listen.

Aim for the Uprights

In this episode of the Richer Soul podcast, Rocky Lalvani sits down with Stu Crum, a seasoned leader in the corporate world and former professional athlete. Stu shares his life journey, from playing college football to holding executive positions at Jiffy Lube and Bridgestone. Now, he’s an advocate of "Intentional Living," a concept he outlines in his book Aim for the Uprights. Through his stories, Stu highlights how intentionality in faith, family, and business can shape a successful and fulfilling life.

Key Takeaways:

1. Intentional Living: Stu emphasizes the importance of being deliberate in every aspect of life. Whether it's managing finances, nurturing family relationships, or leading a business, intentionality is key to long-term success.
2. Hard Work and Financial Literacy: Growing up in a financially literate family, Stu learned the value of hard work and money management early on. He also passed these lessons to his own children, expanding their understanding of investing.
3. Overcoming Challenges: Stu’s journey wasn't without obstacles, but his leadership skills and mindset helped him navigate both personal and professional challenges effectively.

Money Learning:

Stu's parents played a pivotal role in his financial education, making him "money literate" by his teenage years. They instilled in him the value of saving, budgeting, and working hard to earn money. However, Stu shared that while his family taught him to save, they didn’t dive deep into investment strategies. This realization led him to ensure that his own children had a more comprehensive financial education, including understanding investments and creating wealth beyond saving.

Stu also noted how financial literacy is different today, with technology enabling anyone to invest with ease—something that wasn't as accessible during his early years.

Bio:

Stu Crum is a former college football star who transitioned from the sports field to the corporate boardroom. Over the years, he held leadership roles at Texaco, Shell Oil, Jiffy Lube, and Bridgestone. Stu worked on big deals with influential figures like Carl Icahn and developed his leadership philosophy from both his personal and professional experiences. His concept of Intentional Living is explored further in his book, Aim for the Uprights: The Intentional Playbook for Success in Faith, Family, and Business. Learn more at stucrum.com.

Key Discussion Points:

1. Learning the Value of Money: Stu shared how he grew up in an upper-middle-class family where financial literacy was highly emphasized. His parents were intentional about teaching him the importance of money and working hard to earn it, a mindset that stuck with him throughout his life.

2. Financial Knowledge Gap: Stu revealed that while he was well-prepared in managing money, his parents didn’t teach him much about investing. This motivated him to be more intentional with his children, discussing investment strategies early on to ensure they understood how to grow their wealth.

3. From Football to Business: Stu talked about how his football background, especially playing in highly competitive environments, shaped his leadership skills. He carried this competitive drive and discipline into his corporate career, eventually leading some of the biggest companies in their sectors.

4. The Importance of Intentional Living: One of Stu’s core messages is that success in any area—whether in family life, business, or personal growth—requires intentionality. He believes in setting clear goals and following through with deliberate actions to achieve them. This has been his guiding philosophy in both his personal and professional life.

5. Navigating Financial Changes: Stu reflected on the significant changes in how people approach finances today. With investment apps and zero-fee trading platforms, it has become easier to invest, unlike the days when stock trades could cost hundreds of dollars. He advised staying intentional with money, whether it's in managing day-to-day expenses or making long-term investments.

Conclusion:

Stu Crum’s journey from college football to corporate leadership is a testament to the power of intentional living. By staying true to his values, working hard, and always learning, he’s been able to lead a fulfilling life both personally and professionally. His advice on being intentional with finances, family, and career is both timeless and highly relevant in today’s fast-paced world. This episode serves as a reminder to live with purpose, set clear goals, and never stop striving for improvement in all areas of life.

Reframing Masculinity

In this episode of Richer Soul, Brad Golphenee, a men’s somatic coach and Director of Training & Education at Evryman shares his unique journey, his perspectives on personal growth, and his insights into the somatic healing process. Together, they explore the importance of connecting with one's body, healing from past traumas, and living a more present and fulfilling life.

Key Takeaways:

1. The Power of Somatic Healing: Brad emphasizes the significance of somatic work, helping individuals process emotions and traumas that are stored in the body. By addressing these physical manifestations of past experiences, people can release the binds that dictate their future.
2. Living with Intentionality: Brad advocates for a lifestyle rooted in presence and awareness. He discusses the need to slow down, process emotions, and allow space for healing.
3. Men’s Mental Health and Growth: As a leader in men's coaching, Brad shares how important it is for men to feel safe in expressing emotions. He encourages men to connect with their bodies and emotions, which can lead to personal breakthroughs and deeper relationships.
4. Retreats and Connection: Brad hosts multi-day retreats where men are encouraged to engage deeply with their emotions and personal stories. These retreats foster community and provide a safe space for personal transformation.

Money Learning:

Brad’s childhood involved unconventional lessons around money. Growing up in mountain communities and living a non-materialistic lifestyle, he learned to value experiences over possessions. This mindset shaped his approach to money, focusing on earning what’s needed without excessive worry about wealth accumulation. Brad highlights that while money is necessary, emotional well-being and connection hold more value in life.

Bio:

Brad Golphenee has been actively involved with men's groups for over 17 years and has a private coaching practice. He is the Director of Training & Education at Evryman, a leader in men’s emotional health. A graduate of Somatic Experiencing International, Brad specializes in helping individuals complete emotional cycles from their past to live more present and fulfilled lives. He lives in Idaho with his wife, children, and an array of animals.

Key Discussion Points:

1. Brad’s Early Life: Growing up in various mountain communities, Brad's family prioritized outdoor adventures and a simple lifestyle over material wealth. His parents made a bold decision to move from Southern California to the mountains, seeking a life closer to nature.

2. The Role of Somatic Work: Brad explains how unresolved emotional trauma can manifest physically in the body. Through somatic coaching, he helps individuals process these traumas, allowing them to live with more freedom and peace.

3. Personal Growth for Men: Brad talks about his work with men, focusing on creating environments where men can feel safe enough to express their emotions without judgment. His retreats are designed to help men reconnect with themselves and others on a deeper emotional level.

4. The Healing Power of Community: A big believer in the power of connection, Brad discusses how men often find healing and strength in community. Through shared experiences and vulnerability, men can learn to support one another on their journeys to emotional well-being.

Conclusion:

Brad Golphenee’s approach to personal growth through somatic work provides a unique perspective on emotional healing and well-being. His dedication to helping men connect with their emotions and bodies is transformative. Brad’s story reminds us that living intentionally and being present in our bodies can lead to a richer, more fulfilled life. Whether through retreats or personal coaching, Brad’s work is helping men break free from emotional blocks and live their most authentic lives.

Start Thinking Rich

In this episode of Richer Soul, two incredible guests, Dr. Brad Klontz and Adrian Brambila, dive deep into financial psychology and the entrepreneurial journey. Brad, an expert in behavioral finance, shares his insights on the mental roadblocks we face with money, while Adrian, a successful internet entrepreneur, offers a unique perspective on building wealth through hard work and creativity. Together, they explore the intersection of money, mindset, and success.

Key Takeaways:

• The Power of Financial Psychology: Dr. Brad Klontz emphasizes how our subconscious money beliefs shape our financial behaviors. He highlights that many of these beliefs are inherited from our family and early experiences, leading to self-sabotaging habits if left unchecked.
• From Immigrant Roots to Millionaire Entrepreneur: Adrian Brambila shares his inspiring story of coming from humble beginnings and leveraging his work ethic to build multiple online businesses. His experiences highlight that financial success is achievable through focus, perseverance, and leveraging opportunities.
• Mindset Matters: Both guests underscore that success is more about mindset than strategy. Whether it's dealing with money trauma or transitioning from employee to entrepreneur, rewiring our brains for financial success is crucial.

Money Learning:

1. Inherited Money Beliefs: Brad shares how growing up in a lower-income household with strong work ethic values influenced his approach to money. However, as he advanced in his career, he realized the importance of addressing his limiting beliefs around wealth accumulation, which he terms "money scripts"—subconscious beliefs about money that can hold people back financially.

2. The Role of Mentorship: Adrian highlights how mentorship played a pivotal role in shaping his financial knowledge. From learning about Roth IRAs in college to understanding the power of minimalism and online entrepreneurship, mentors guided him toward smart financial choices.

Bios:

• Dr. Brad Klontz is a financial psychologist and a leading authority on behavioral finance. He’s the Managing Principal of YMW Advisors, Associate Professor at Creighton University, and founder of the Financial Psychology Institute®. Brad has authored eight books on money psychology, with his research featured in numerous major media outlets​.
• Adrian Brambila is an internet entrepreneur and former professional dancer for T-Pain. Known for his unconventional journey, Adrian built a million-dollar business while living out of a van. He is the founder of Brambila Method, teaching people how to generate income through online businesses​.

Key Discussion Points:

1. Brad’s Story: Brad reflects on his journey from racking up $100,000 in student loan debt to discovering the field of financial psychology. A pivotal moment came when he lost money trading stocks and realized his psychological patterns with money were holding him back. This motivated him to explore why “intelligent people do stupid things with money” and led him to research money scripts​.

2. Adrian’s Entrepreneurial Path: Adrian shares his early life growing up in a Mexican immigrant family and the lessons they instilled about working hard for money. His journey from running parts at a Toyota dealership to becoming a six-figure entrepreneur illustrates how grit and resilience, combined with a minimalistic lifestyle, can lead to financial freedom​​.

3. Overcoming Money Trauma: Both guests discuss the importance of addressing money-related trauma. Brad reveals how money trauma can manifest in poor financial decisions and how therapy can help resolve these deep-seated issues. Adrian touches on how cultural and family influences affected his money mindset but how he learned to transform those influences into a source of strength.

4. Achieving Financial Independence: Adrian explains how his transition from a traditional job to making money online gave him control over his time and financial future. He stresses the importance of diversifying income streams and being adaptable in the face of challenges​​.

Conclusion: This episode provides a comprehensive look into the mindsets behind financial success, highlighting both the psychological and entrepreneurial aspects of money management. Brad Klontz and Adrian Brambila offer valuable lessons on how to overcome mental roadblocks and take actionable steps toward financial independence. Whether you’re struggling with money trauma or looking for inspiration to build your wealth, this episode offers tools and insights to help you achieve your goals.

Check out this previous episode with Brad Klontz: Ep 391 How to Master Your Financial Psychology with Brad Klontz: https://richersoul.com/ep-391-how-to-master-your-financial-psychology-with-brad-klontz/

Links:

startthinkingrich.com/rocky

@DrBradKlontz.

Adrian Brambila Official Site: https://adrianbrambila.com/

Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It’s about personal freedom!

Thanks for listening!

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Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

The Mentally Strong Leader

Creating Clarity

Unlocking Joy: The Power of Daily Gratitude

• Gratitude practices can have profound impacts on mental and physical health, including improved sleep, cardiovascular health, and pain tolerance.
• Developing self-awareness and examining our internal narratives is crucial for personal growth and overcoming limiting beliefs.
• The words we use shape our thoughts and attitudes - being mindful of negative language patterns can help shift to a more positive mindset.
• Experimenting with different paths and careers early in life can help uncover one's unique skills and passions.
• Simple habit formation techniques, like reducing friction through text message reminders, can make practicing gratitude more sustainable.
• Viewing gratitude through a spiritual lens can reveal one's inherent abundance and connection to a greater source.
• Compassion for oneself is a key component of happiness that many people struggle with but is essential for overall wellbeing.

Harnessing Quantum Physics for Personal Growth and Healing

• Childhood experiences and family attitudes can deeply shape our relationship with money, often in subconscious ways.
• Cognitive dissonance between our conscious desires and subconscious programming can block financial success.
• Methods like "depth healing" aim to access and reprogram limiting subconscious beliefs.
• True meditation and higher consciousness are difficult to achieve for most people.
• We may be living in an era of widespread manipulation and control through technology and media.
• Building "morphic fields" of positive energy through group practices may help counteract negative influences.
• Finding legitimate mentors and masters to learn from directly is preferable to relying on academic education or AI.

Your Grass is Greener with Jason Silver

• Intentional parenting around money and finances can have a lasting positive impact on children's financial habits and understanding.
• Small changes in how we communicate and make decisions at work can lead to major productivity gains and improved outcomes.
• Using "briefbacks" to confirm understanding can dramatically reduce costly miscommunications in the workplace.
• Focusing on alignment rather than full agreement can accelerate decision-making in organizations.
• Clarity on who the decision-maker is for any given issue is critical for efficient decision processes.
• Changing how we work, rather than what we work on, can often have the biggest impact on job satisfaction and effectiveness.
• Prioritizing intentionality and being present in the moment is key to living an abundant life, rather than always deferring to the future.

Embracing the Journey: Shifting from the Pursuit of Perfection to Celebrating Progress

• The value of an MBA program focused on entrepreneurship in providing problem-solving skills and a framework for navigating personal finances.
• The distinction between work-life "balance" and work-life "harmony", and why the latter is a more realistic and beneficial approach.
• The role of vulnerability and having crucial conversations in building meaningful relationships and personal growth.
• The significance of reading and ongoing self-improvement, and how a supportive group environment can help sustain positive habits.
• Strategies for making self-development programs accessible, such as scholarships and flexible pricing models.
• The importance of surrounding oneself with wise and intentional individuals, and the skill of discernment in identifying such mentors.

Living in Alignment With Who You Are

The Bezos Letters: 14 Principles to Grow Your Business Like Amazon

Take away:

Maintaining a "Day One" mentality in business encourages constant innovation, customer focus, and willingness to take calculated risks, which are crucial for long-term success and prevent a company from becoming irrelevant.

Money Learnings:

From an early age, Steve started doing typical things to earn extra money, like mowing lawns. He learned that if he wanted to do something or buy something, he needed to earn the money for it himself. In high school, he developed an interest in photography and turned it into a money-making venture by taking pictures at school plays and selling them to students. This business allowed him to pay for a summer camp for a couple of years. These experiences made him learned that money is helpful and important and that you can make money through your own efforts.

Bio:

Steve is the Co-Founder and CEO of Catalyit®, The Insurance Agency Technology Resource Company. Backed by 24 Big I state associations, Catalyit® helps busy insurance agency owners maximize their existing tech and discover, evaluate, select, and implement new tools they need to continue to thrive.

Steve is a trusted authority on risk, technology, productivity, and invention and has over thirty-five years of experience in the insurance industry. He holds a master’s degree in insurance law and is a Top Voice on LinkedIn with over 340,000 followers.

Steve is the author of the international bestselling book The Bezos Letters: 14 Principles to Grow Your Business Like Amazon. In this very readable and practical book, he takes a unique perspective on business growth by analyzing and demystifying how Amazon’s CEO, Jeff Bezos, has grown Amazon, arguably one of the most successful companies in the world.

He appeared in USA Today, Wall Street Journal, Investors Business Daily, Forbes, CEO Magazine, and FOX News Extra.

Steve and his wife, Karen, have two married daughters, but more importantly, seven amazing young grandchildren. They live in historic Franklin, Tennessee.

Highlights from this episode:

• Early entrepreneurial experiences can shape future business mindsets.
• The biggest risk for businesses is often not taking enough risks, especially with new technologies.
• Successful companies find ways to pivot and reinvent themselves as markets change.
• It’s always Day 1.
• Long-term thinking and willingness to experiment are crucial for sustained business growth.
• Customer obsession and reducing friction in purchasing processes can lead to significant success.
• Gratitude and persistence are key components of living an abundant life and achieving business success.

Links:

thebezosletters.com

https://steveanderson.com/

https://catalyit.com/

It's My Life and I Can Change if I Want To

• Childhood experiences of poverty and frequent moves can shape one's perspective on money and resilience.
• Developing an entrepreneurial mindset from a young age can lead to creative problem-solving and financial success.
• Believing in your ability to change is the first step towards personal growth and transformation.
• Having a strong motivational desire is crucial for overcoming inertia and taking action towards your goals.
• Examining and changing limiting beliefs can have a profound impact on behavior and overall outlook.
• Optimism is a key trait shared by successful people, allowing them to set and pursue ambitious goals.
• Personal development through reading or listening to books correlates strongly with professional and personal success.

Sublime Knowledge

• Understanding the power of thoughts, feelings, and emotions in shaping our reality and experiences.
• The importance of setting clear goals and aligning our thoughts and actions with those goals.
• How meditation and self-reflection can help rewire the subconscious mind for positive change.
• Shifting from a "trading time for money" mindset to creating multiple income streams.
• Recognizing that love, compassion, and being of service to others leads to greater fulfillment.
• Using mentally enabling questions to tap into intuition and find creative solutions.
• The value of intentionality and feeling fulfilled each day in living an abundant life.

The Energy of Success 

• Energy is a modern-day currency that impacts personal and professional success.
• Core values should guide hiring decisions and company culture to ensure alignment.
• Taking energetic breaks and managing your schedule is crucial for maintaining high performance.
• The future workplace will need to adapt to Gen Z values like flexibility, transparency, and mental health focus.
• Leading with curiosity rather than assumptions creates more constructive energy.
• Recognizing your power of choice in changing perspective can shift your energy positively.
• Discovering and aligning decisions with your core values leads to accomplishing goals with excitement and ease.

Creating Personalized Health Plan for You

• Personal experience with a daughter's seizures led to exploring personalized nutrition and brain chemistry testing.
• Traditional healthcare often focuses on symptom management rather than addressing root causes.
• Customized vitamin/mineral/amino acid formulas can help balance brain chemistry for many mental health issues.
• Gut health and microbiome play a critical role in overall wellness.
• Genetic and lifestyle factors create unique nutritional needs for each individual.
• Early intervention is key for conditions like autism, but improvements can be made at any age.
• Experimenting and exploring different interests is valuable for young people to find meaningful work.

The Spiritual Side of Money

• Combining spiritual practices with practical financial tools like investing accelerates wealth creation.
• Awareness and conscious creation aligned with desires are key to manifesting financial goals effortlessly.
• Overcoming scarcity mindset and embracing abundance frequency allows opportunities to flow.
• Taking consistent action in the 3D world reinforces the new wealthy identity being created internally.
• Finding your unique "why" behind wealth-building provides motivation beyond just accumulating money.
• Investing enables buying yourself out of trading time for money and creates optionality for the life you want.